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Published starting rates, processing fees and maximum tenures for home loans across lenders in India. Sort by rate, filter by lender type, then take any row straight into the calculator.
| Lender | Interest rate (p.a.) | Processing fee | Max tenure | As of | |
|---|---|---|---|---|---|
Canara Bank Public sector | Lowest7.15% – 10.00% | — | — | 12 Dec 2025 | |
Union Bank of India Public sector | Lowest7.15% | — | — | 22 Sept 2026 | |
Bank of Baroda Public sector | 7.20% – 8.95% | — | — | 12 Sept 2026 | |
State Bank of India Public sector | 7.25% | — | — | 1 Apr 2026 | |
Bajaj Housing Finance Housing finance | 7.25% – 10.25% | — | — | 31 Aug 2026 | |
Kotak Mahindra Bank Private bank | 7.60% | — | — | 22 Sept 2026 | |
HDFC Bank Private bank | 7.75% – 13.20% | — | 30 yrs | 22 Sept 2026 | |
Axis Bank Private bank | 8.20% | Up to 1% of loan amount or Rs 10,000 whichever is higher, plus GST | — | 22 Sept 2026 | |
ICICI Bank Private bank | 8.50% – 9.80% | 0.50% of loan amount + applicable taxes | — | 22 Sept 2026 |
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Why the rate you are offered differs from the one published, what moves a floating rate, and why the cheapest headline is not always the cheapest loan.