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A fixed monthly deposit at a guaranteed rate. Interest accrues monthly and is capitalised each quarter, which is how banks and India Post actually run an RD.
Maturity value
₹7,19,344
after 5 years at the return you assumed
You invest
₹6,00,000
Estimated gains
₹1,19,344
Absolute return
19.9%
total gain on money in
Annualised (XIRR)
7.18%
money-weighted
Maturity value
₹7,19,344
Gains
₹1.19 L
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A maturity figure is only half the picture. These are the terms attached to it.
How the arithmetic on this page works, what the projection assumes, and where the output is most often misread.
Please note: this is a calculator, not financial advice, and we are not an adviser, broker or distributor. The figures are arithmetic on the inputs you supply. The return you enter is an assumption; past performance does not predict future returns and no market investment guarantees a result. Taxation depends on your own circumstances and on rules that change. For a decision of any size, speak to a SEBI-registered investment adviser or a qualified chartered accountant.