PPF Calculator – Calculate Your Public Provident Fund Returns

What is a Public Provident Fund (PPF)?

A Public Provident Fund (PPF)Calculator helps you estimate your Public Provident Fund (PPF) maturity amount based on your investment, tenure, and interest rate. It simplifies long-term financial planning by providing accurate growth projections.

How to Use the Public Provident Fund (PPF)?

1. Enter Investment Amount – Input your monthly or yearly contribution.
2. Set Interest Rate – Adjust based on current PPF rates set by the government.
3. Select Tenure – The minimum tenure is 15 years, with optional 5-year extensions.
4. View Results – Instantly get your maturity amount and total interest earned.

PPF Calculation Formula

PPF is compounded annually using the formula:A=P×(1+r)n−1rA = P \times \frac{(1 + r)^n – 1}{r}A=P×r(1+r)n−1​

Where:

• A = Maturity Amount
• P = Yearly Investment
• r = Interest Rate / 100
• n = Number of Years

Features of Our PPF Calculator

✅ Accurate Calculations – Get precise PPF maturity value.
✅ Flexible Deposits – Supports monthly and yearly contributions.
✅ Real-Time Results – Instant updates based on input values.
✅ User-Friendly Interface – Simple and easy-to-use design.

Benefits of PPF Investment

• Tax-Free Returns – Interest earned is exempt from tax under Section 80C.
• Long-Term Growth – Ideal for retirement planning.
• Safe & Secure – Backed by the Indian Government.
• Loan & Withdrawal Facility – Partial withdrawals allowed after 7 years.

Example Calculation

• Investment: ₹12,000 per year
• Interest Rate: 7.1% p.a.
• Tenure: 15 years
• Maturity Amount: ₹3,25,000+

Outbound Links

• Government PPF Rules
• Tax Benefits of PPF on Income Tax India

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