Personal Loan interest rates
Published starting rates, processing fees and maximum tenures for personal loans across Indian lenders. Sort by rate, filter by lender type, then take any row straight into the calculator.
| Lender | Interest rate (p.a.) | Processing fee | Max tenure | As of | |
|---|---|---|---|---|---|
Union Bank of India Public sector | Lowest8.75% | — | — | 4 Sept 2026 | |
Bank of Baroda Public sector | 10.15% – 17.50% | — | — | 6 Dec 2025 | |
State Bank of India Public sector | Not published | — | — | — | |
Punjab National Bank Public sector | Not published | — | — | — | |
Canara Bank Public sector | Not published | — | — | — | |
Bank of India Public sector | Not published | — | — | — | |
Indian Bank Public sector | Not published | — | — | — | |
Central Bank of India Public sector | Not published | — | — | — | |
Indian Overseas Bank Public sector | Not published | — | — | — | |
UCO Bank Public sector | Not published | — | — | — | |
Bank of Maharashtra Public sector | Not published | — | — | — | |
Punjab & Sind Bank Public sector | Not published | — | — | — | |
HDFC Bank Private bank | Not published | — | — | — | |
ICICI Bank Private bank | Not published | — | — | — | |
Axis Bank Private bank | Not published | — | — | — | |
Kotak Mahindra Bank Private bank | Not published | — | — | — | |
IndusInd Bank Private bank | Not published | — | — | — | |
IDFC FIRST Bank Private bank | Not published | — | — | — | |
Yes Bank Private bank | Not published | — | — | — | |
Federal Bank Private bank | Not published | — | — | — | |
RBL Bank Private bank | Not published | — | — | — | |
Bandhan Bank Private bank | Not published | — | — | — | |
IDBI Bank Private bank | Not published | — | — | — | |
Karur Vysya Bank Private bank | Not published | — | — | — | |
South Indian Bank Private bank | Not published | — | — | — | |
City Union Bank Private bank | Not published | — | — | — | |
Karnataka Bank Private bank | Not published | — | — | — | |
DCB Bank Private bank | Not published | — | — | — | |
LIC Housing Finance Housing finance | Not published | — | — | — | |
PNB Housing Finance Housing finance | Not published | — | — | — | |
Bajaj Housing Finance Housing finance | Not published | — | — | — | |
Tata Capital Housing Finance Housing finance | Not published | — | — | — | |
Godrej Housing Finance Housing finance | Not published | — | — | — | |
Aditya Birla Housing Finance Housing finance | Not published | — | — | — | |
Sammaan Capital Housing finance | Not published | — | — | — | |
Aavas Financiers Housing finance | Not published | — | — | — | |
Bajaj Finance NBFC | Not published | — | — | — | |
Tata Capital NBFC | Not published | — | — | — | |
Aditya Birla Finance NBFC | Not published | — | — | — | |
L&T Finance NBFC | Not published | — | — | — | |
Shriram Finance NBFC | Not published | — | — | — | |
Cholamandalam Investment and Finance NBFC | Not published | — | — | — | |
Muthoot Finance NBFC | Not published | — | — | — | |
Manappuram Finance NBFC | Not published | — | — | — | |
HDB Financial Services NBFC | Not published | — | — | — | |
Poonawalla Fincorp NBFC | Not published | — | — | — | |
AU Small Finance Bank Small finance bank | Not published | — | — | — | |
Equitas Small Finance Bank Small finance bank | Not published | — | — | — | |
Ujjivan Small Finance Bank Small finance bank | Not published | — | — | — | |
Jana Small Finance Bank Small finance bank | Not published | — | — | — |