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Eight calculators covering market-linked and government-backed options. Each one reports maturity value, absolute return and a properly computed CAGR or XIRR — and states the risk, lock-in and tax treatment next to the number, because a projection without those is only half an answer.
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Set by government and revised periodically — small-savings rates each quarter, EPF each financial year. Every figure links to the source it was taken from.
| Scheme | Rate | Period | Status |
|---|
A rate marked awaiting confirmation has been recorded from an official source but not yet re-checked by us, so it is shown as a starting figure rather than an authority. NPS and mutual-fund returns are not listed here at all — they are market-linked, with no declared rate.
Not advice. These are calculators. We are not an investment adviser, broker or distributor, we receive no commission from any scheme listed, and nothing here recommends one option over another — a guaranteed 7% and a projected 12% are not comparable without weighing the risk, lock-in and tax treatment shown against each. For a decision of any size, speak to a SEBI-registered investment adviser.