Sukanya Samriddhi Yojana Calculator – Calculate Your SSY Returns

What is Sukanya Samriddhi Yojana?The Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme designed for the financial security of a girl child’s future. It is part of the Beti Bachao Beti Padhao initiative, offering high interest rates and tax-free returns. Parents or guardians can invest in this scheme to build a substantial corpus for their daughter’s education and marriage expenses.

With our Sukanya Samriddhi Yojana Calculator, you can instantly compute the maturity amount, interest earned, and total investment required to secure your child’s future.

How to Use the Sukanya Samriddhi Yojana Calculator?

Using our SSY calculator is simple and efficient. Follow these steps:

1️⃣ Enter the Annual Contribution – Input the amount you plan to deposit yearly.
2️⃣ Set the Interest Rate – The government revises the interest rate every quarter (currently around 7.6% per annum).
3️⃣ Choose Investment Tenure – The SSY account matures after 21 years from the date of opening.
4️⃣ View the Maturity Amount – Instantly calculate the final corpus you will receive at maturity.

👉 Example Calculation:

• Annual Investment: ₹50,000
• Interest Rate: 7.6% per annum
• Tenure: 21 years
• Total Maturity Amount: ₹22,50,000+

✅ Use the Sukanya Samriddhi Yojana Calculator now and plan your daughter’s bright future!

Benefits of Sukanya Samriddhi Yojana

✔ High-Interest Rate – The interest rate is usually higher than fixed deposits.
✔ Tax-Free Returns – Enjoy tax benefits under Section 80C of the Income Tax Act.
✔ Partial Withdrawals – Withdraw up to 50% of the balance for higher education.
✔ Secure and Government-Backed – A risk-free investment for long-term savings.
✔ Flexible Deposit Amount – Minimum ₹250 and maximum ₹1.5 lakh per year.

Why Use Our Sukanya Samriddhi Yojana Calculator?

✅ Accurate & Instant Calculations – No manual effort required.
✅ Free to Use – No hidden charges or sign-ups.
✅ Plan Your Investments Smartly – Get a detailed breakdown of savings.
✅ User-Friendly Interface – Simple and easy-to-use design.

More Financial Calculators You Might Need

Explore our range of financial calculators for effective investment planning:

📌 SIP Calculator
📌 Lumpsum Calculator
📌 SWP Calculator
📌 Mutual Fund Returns Calculator
📌 Income Tax Calculator
📌 PPF Calculator
📌 FD Calculator
📌 RD Calculator

Outbound Links for Reference

🔹 Sukanya Samriddhi Yojana – Official Guidelines (RBI)
🔹 NSI India – Government SSY Details

Frequently Asked Questions (FAQs)

1. Who can open a Sukanya Samriddhi Yojana account?

Parents or legal guardians of a girl child below 10 years of age can open the SSY account.

2. How long do I need to contribute to the SSY account?

You must deposit for 15 years, but the account matures after 21 years.

3. Is the interest rate on SSY fixed?

No, the government revises the interest rate every quarter. It is currently 7.6% per annum.

4. Can I withdraw money before 21 years?

Yes, partial withdrawal of up to 50% of the balance is allowed for higher education once the girl turns 18 years old.

5. How safe is SSY investment?

SSY is a government-backed scheme, making it one of the safest investment options.